Specialist property insurance
Blocks of Flats Insurance
Purpose-built buildings insurance for entire blocks, arranged for freeholders, RMCs and managers.
About this cover
Insuring a whole block of flats is more complex than insuring a single property. We arrange block policies that cover the structure, communal areas and the liabilities that come with shared ownership — for freeholders, residents' management companies and right-to-manage companies alike.
Who it's for
- Freeholders and head lessees of residential blocks
- Residents' management companies (RMCs)
- Right-to-manage (RTM) companies
- Managing agents arranging cover on behalf of clients
What can be covered
- Full buildings cover including communal areas, lifts and outbuildings
- Property owner's liability for shared spaces
- Loss of rent and alternative accommodation for leaseholders
- Employer's liability for caretakers, cleaners and contractors
- Terrorism and engineering inspection options
- Directors and officers cover for RMC and RTM directors
Get a Blocks of Flats Insurance quote
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