Specialist property insurance
Insurance for Overseas Owners of UK Property
Cover for foreign nationals and expats who own UK second homes, lets, holiday lets and apartments.
About this cover
Owning UK property from abroad often falls outside standard policies, which usually expect a UK-resident owner and a UK correspondence address. We place cover with insurers who accept overseas and non-UK-resident owners — whether the property is a second home you use yourself, a residential let, a holiday let, a part-year holiday let or a city apartment.
Who it's for
- Foreign nationals who own one or more UK properties
- British expats letting or keeping a home in the UK
- Overseas investors with UK apartments or buy-to-lets
- Owners letting a UK second home part of the year
What can be covered
- Buildings and contents cover for non-UK-resident owners
- Second homes used occasionally by the owner and family
- Residential lets, holiday lets and mixed part-year letting
- Leasehold apartments where you insure only your own flat
- Property owner's and guest liability cover
- Extended unoccupancy periods while you are overseas
Get a Insurance for Overseas Owners of UK Property quote
Tell us about your property and a specialist adviser will come back to you with options.
Start your quoteRelated cover
Blocks of Flats Insurance
Purpose-built buildings insurance for entire blocks, arranged for freeholders, RMCs and managers.
Commercial Landlord Insurance
Specialist cover for commercial premises — offices, shops, warehouses and mixed-use buildings.
Holiday Let & AirBnB Insurance
Cover designed for short-term letting — holiday cottages, city apartments and AirBnB properties.
