Specialist property insurance
Unoccupied Property Insurance
Short-term and annual cover for empty properties — 3, 6 or 12 month terms available.
About this cover
Most standard policies restrict or remove cover once a property has been empty for 30 days. Our unoccupied property insurance keeps your building protected for as long as it stands empty, with short-term policies available for 3, 6 or 12 months to match your situation.
Who it's for
- Landlords between tenancies
- Executors dealing with probate properties
- Owners with properties on the market
- Investors holding property before refurbishment
What can be covered
- Buildings cover for properties empty beyond 30 days
- Short-term 3, 6 and 12 month policy terms
- Property owner's liability while the property is vacant
- Escape of water, fire, storm and vandalism cover
- Options for properties awaiting sale, probate or letting
- Contents cover for furnished unoccupied properties
Get a Unoccupied Property Insurance quote
Tell us about your property and a specialist adviser will come back to you with options.
Start your quoteCommercial unoccupied property?
If the empty property is used commercially, you can apply online now through our specialist commercial unoccupied application.
Apply onlineLong-term unoccupied property?
For long-term unoccupied homes and investment properties, apply online now through our specialist long-term unoccupied form.
Apply onlineRelated cover
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