Specialist property insurance
SIPP & Trust Property Insurance
Buildings insurance for property owned inside a SIPP, SSAS or family trust — commercial and residential.
About this cover
Property held in a pension scheme or trust has a different legal ownership structure, and most standard policies can't reflect it. We arrange buildings insurance with the correct insurable interest noted — whether it's a commercial unit inside a SIPP or SSAS, or residential and commercial property held in a family or discretionary trust.
Who it's for
- SIPP and SSAS members whose pension owns commercial property
- Trustees of family, discretionary or bare trusts holding property
- Pension scheme administrators arranging cover for scheme assets
- Solicitors and accountants placing insurance on behalf of a trust
What can be covered
- Commercial premises owned within a SIPP or SSAS
- Residential and buy-to-let property held in trust
- Correct naming of trustees, scheme administrators and beneficiaries
- Buildings cover on a reinstatement basis
- Property owner's liability and loss of rent
- Terrorism and engineering cover options for commercial units
Get a SIPP & Trust Property Insurance quote
Tell us about your property and a specialist adviser will come back to you with options.
Start your quoteRelated cover
Commercial Landlord Insurance
Specialist cover for commercial premises — offices, shops, warehouses and mixed-use buildings.
Property Portfolio Insurance
One policy, one renewal date — consolidated cover for landlords with multiple properties.
Mixed-Use Property Insurance
One policy for buildings with commercial use downstairs and residential accommodation above.