Specialist property insurance

SIPP & Trust Property Insurance

Buildings insurance for property owned inside a SIPP, SSAS or family trust — commercial and residential.

About this cover

Property held in a pension scheme or trust has a different legal ownership structure, and most standard policies can't reflect it. We arrange buildings insurance with the correct insurable interest noted — whether it's a commercial unit inside a SIPP or SSAS, or residential and commercial property held in a family or discretionary trust.

Who it's for

  • SIPP and SSAS members whose pension owns commercial property
  • Trustees of family, discretionary or bare trusts holding property
  • Pension scheme administrators arranging cover for scheme assets
  • Solicitors and accountants placing insurance on behalf of a trust

What can be covered

  • Commercial premises owned within a SIPP or SSAS
  • Residential and buy-to-let property held in trust
  • Correct naming of trustees, scheme administrators and beneficiaries
  • Buildings cover on a reinstatement basis
  • Property owner's liability and loss of rent
  • Terrorism and engineering cover options for commercial units

Get a SIPP & Trust Property Insurance quote

Tell us about your property and a specialist adviser will come back to you with options.

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