Specialist property insurance
HMO Insurance
Specialist cover for HMOs with up to 12 tenants, including student and professional house shares.
About this cover
Houses in multiple occupation are often declined by standard landlord insurers. We arrange HMO insurance that understands shared living — covering the building, your liability across multiple tenancies, and the higher occupancy risks involved. Cover is available for HMOs with up to 12 tenants.
Who it's for
- Landlords of licensed and unlicensed HMOs
- Student let and professional house-share owners
- Portfolio landlords with multiple HMOs
- Investors converting properties to HMO use
What can be covered
- Buildings cover for licensed and unlicensed HMOs
- Cover for HMOs with up to 12 tenants
- Cover for student, professional and DSS-let HMOs
- Property owner's liability across multiple tenants
- Loss of rent following insured damage
- Landlord's contents for communal areas and furnished rooms
- Malicious damage by tenants options
Get a HMO Insurance quote
Tell us about your property and a specialist adviser will come back to you with options.
Start your quoteRelated cover
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