Specialist property insurance

Property Renovation Insurance

Cover for properties undergoing refurbishment, conversion or structural works.

About this cover

Renovation and conversion projects carry risks a standard policy will not touch. We arrange insurance for properties being refurbished, extended or converted — protecting the existing structure and the works in progress from day one.

Who it's for

  • Landlords refurbishing between tenancies
  • Developers converting buildings to flats or HMOs
  • Investors adding extensions or loft conversions
  • Owners of properties unoccupied during major works

What can be covered

  • Cover for the existing structure during works
  • Contract works and materials cover options
  • Property owner's and public liability during renovation
  • Light refurbishment through to full structural conversion
  • Cover for properties unoccupied during the project
  • Employer's liability options where you direct the works

Get a Property Renovation Insurance quote

Tell us about your property and a specialist adviser will come back to you with options.

Start your quote

Commercial unoccupied property?

If the renovation project involves a commercial property, you can apply online now through our specialist commercial unoccupied application.

Apply online

Long-term unoccupied property?

For renovation projects where the property is unoccupied, apply online now through our specialist long-term unoccupied form.

Apply online

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