Quote request

Holiday let & AirBnB insurance quote

Short-term letting needs guest liability and damage cover a normal landlord policy excludes. Tell us how the property is let.

Prefer to talk? 03330 50 2088 Read about this cover

What to have ready for your quote

The address, construction, rebuild cost and replacement value of furnishings.
Weeks let each year, booking platforms and any use by you or your family.
Guest facilities such as hot tubs, pools or log burners, and who manages changeovers.
Previous losses, empty periods and the date you want cover to start.

This is a request for an adviser to assess your property, not confirmation of insurance. Cover, limits, excesses and conditions are confirmed in the insurer's terms.

About you

Name

Phone

Title

Date of birth (main proposer)

Correspondence address

Town / city

Postcode

Country of residence

Occupation or business description

Years of experience as a property owner / landlord

Current insurer and renewal date (if any) (optional)

Preferred contact method

Proposer details

Proposer type

Number of properties to be insured

Is the proposer a property developer?

Does the proposer habitually reside in England, Scotland, Northern Ireland, Wales or Isle of Man?

Policy inception date

Is/are the proposer(s) considered vulnerable?

Personal history

Has the proposer or any director or partner (in the business or any other name under which they have traded) been convicted of, or is in the course of being charged with, any criminal offence (excluding driving offences and spent convictions)?

Has the proposer or any director or partner been declared bankrupt or been a director of any company that went into liquidation?

Has the proposer or any director or partner ever had any insurance declined, refused or cancelled by an insurer?

Do you, any director, trustee or proposed insured have any adverse credit history or county court judgments (CCJs)?

About the property

Property type

Property details

Risk postcode

Risk address line 1

Risk address line 2 (optional)

Risk town

Risk county (optional)

Year of build

Is the property a listed building?

Cover required

Buildings sum insured (rebuild cost) (£)

Is accidental damage cover required for buildings?

Contents sum insured (£)

Is accidental damage cover required for contents?

Occupancy details

Weeks let per year

Where is it advertised? (optional)

What is the use of the property?

Property construction

Number of storeys including any basement, loft or attic accommodation

Is any part of the property flat roofed?

Is the building in a good state of repair? (secure, structurally sound, weatherproof, no evidence of dry rot, rising damp or infestation, and no damage to the roof or chimney)

Is the property heated solely by electricity, and/or mains gas, and/or solid fuel and/or oil fired central heating?

Is the property built solely with brick, stone or concrete walls (not pre-fabricated concrete), or timber framed with brick, stone or concrete outer walls only, and a slate, tile or concrete roof (other than flat roof sections)?

The premises

Hot tub, pool or other features? (optional)

Has the property ever been flooded and/or is it located within 10 metres of the sea, river, watercourse, lake, reservoir, canal or dam?

Is the property within 100 metres of a cliff, quarry or other excavation?

Is the property having any structural alterations, or major renovation work affecting load bearing walls or the roof, or are any such works being planned?

Is the property currently having any other building work undertaken, or planned within the next 12 months, that will cost more than £25,000 (including redecoration)?

Has the property experienced any existing or previous stepped/diagonal cracking, subsidence, ground heave, landslip, movement or underpinning?

Is any part of the property ever used for commercial business (other than as a second home or holiday let), whether to be insured on this policy or not?

Material facts and previous losses

Do you need to provide any other material facts in relation to this proposal or property? (If yes, please give details in the box at the end)

Have you suffered any loss or incurred any liability, whether insured or not, during the last 3 years as a result of the risks proposed (at this or any other premises), or had any claims made against you?

Anything else

Anything else we should know? (optional)

Prices shown on this page are indicative only. We'll only use your details to respond to your enquiry.

Indicative pricing

Short-term let premiums reflect guest turnover, contents value and whether you self-manage.

Single AirBnB room or flat
from £19 per month
Contents and guest liability where you own a leasehold flat.
Whole-property holiday cottage
from £34 per month
Buildings, contents and loss of income for one property.
Multiple holiday lets
from £78 per month
Two or more units on a single policy with one renewal date.

Any guide prices are based on typical risks. Your premium and applicable Insurance Premium Tax are confirmed once an insurer has reviewed your details.

What affects your price

Number of weeks let per year and guest turnover
Contents and furnishings sum insured
Whether the property is managed or self-catering
Hot tubs, pools and other guest features
Location, including coastal and flood exposure

Cover to discuss

Availability, limits, exclusions and conditions depend on the insurer's terms. These items are not confirmation of cover.

Buildings and contents for furnished holiday lets
Public liability for paying guests
Accidental and malicious damage by guests
Loss of income following insured damage
Adverse credit history and criminal convictions considered on a case-by-case basis