Quote request

Thatched property insurance quote

Tell us about the roof, chimney, heating and maintenance arrangements for your thatched home.

Prefer to talk? 03330 50 2088 Read about this cover

About you

Name

Phone

Title

Date of birth (main proposer)

Correspondence address

Town / city

Postcode

Country of residence

Occupation or business description

Years of experience as a property owner / landlord

Current insurer and renewal date (if any) (optional)

Preferred contact method

Proposer details

Proposer type

Number of properties to be insured

Is the proposer a property developer?

Does the proposer habitually reside in England, Scotland, Northern Ireland, Wales or Isle of Man?

Policy inception date

Is/are the proposer(s) considered vulnerable?

Personal history

Has the proposer or any director or partner (in the business or any other name under which they have traded) been convicted of, or is in the course of being charged with, any criminal offence (excluding driving offences and spent convictions)?

Has the proposer or any director or partner been declared bankrupt or been a director of any company that went into liquidation?

Has the proposer or any director or partner ever had any insurance declined, refused or cancelled by an insurer?

Do you, any director, trustee or proposed insured have any adverse credit history or county court judgments (CCJs)?

About the property

Briefly describe the property or properties to be insured

Property details

Risk postcode

Risk address line 1

Risk address line 2 (optional)

Risk town

Risk county (optional)

Year of build

Is the property a listed building?

Cover required

Buildings sum insured (rebuild cost) (£)

Is accidental damage cover required for buildings?

Contents sum insured (£)

Is accidental damage cover required for contents?

Occupancy details

What is the use of the property?

Property construction

Thatch material

Age of the current thatch

Condition and most recent inspection of the thatch

Are open fires, wood burners or solid-fuel appliances used?

How often are chimneys swept and maintained?

What is the property type?

Number of storeys including any basement, loft or attic accommodation

Is any part of the property flat roofed?

Is the building in a good state of repair? (secure, structurally sound, weatherproof, no evidence of dry rot, rising damp or infestation, and no damage to the roof or chimney)

Is the property heated solely by electricity, and/or mains gas, and/or solid fuel and/or oil fired central heating?

Apart from the thatched roof, are the walls and remaining roof of standard construction?

The premises

Fire alarms, extinguishers and other fire precautions

Nearest fire hydrant or usable water supply (optional)

Has the property ever been flooded and/or is it located within 10 metres of the sea, river, watercourse, lake, reservoir, canal or dam?

Is the property within 100 metres of a cliff, quarry or other excavation?

Is the property having any structural alterations, or major renovation work affecting load bearing walls or the roof, or are any such works being planned?

Is the property currently having any other building work undertaken, or planned within the next 12 months, that will cost more than £25,000 (including redecoration)?

Has the property experienced any existing or previous stepped/diagonal cracking, subsidence, ground heave, landslip, movement or underpinning?

Is any part of the property ever used for commercial business (other than as a second home or holiday let), whether to be insured on this policy or not?

Material facts and previous losses

Do you need to provide any other material facts in relation to this proposal or property? (If yes, please give details in the box at the end)

Have you suffered any loss or incurred any liability, whether insured or not, during the last 3 years as a result of the risks proposed (at this or any other premises), or had any claims made against you?

Anything else

Anything else we should know? (optional)

Prices shown on this page are indicative only. We'll only use your details to respond to your enquiry.

Indicative pricing

Thatched home premiums depend on the roof material, condition, fire precautions, heating and surrounding risks.

Thatched buildings cover
Tailored quote
Buildings protection assessed for the home's construction and roof.
Buildings and contents
Tailored quote
Combined protection tailored to the property and possessions.
Higher-value thatched home
Tailored quote
For larger rebuild sums, valuables and specialist features.

Any guide prices are based on typical risks. Your premium and applicable Insurance Premium Tax are confirmed once an insurer has reviewed your details.

What affects your price

Thatch material, age and condition
Chimney use and maintenance
Fire precautions and nearby water supply
Rebuild cost, location and claims history

Included as standard

Specialist buildings and contents options
Property owner's and public liability
Personal possessions options
Individual underwriting for thatched construction