Thatched roof maintenance and fire precautions

A well-maintained thatched home can be a rewarding place to live, but its construction calls for specialist maintenance and careful fire-risk management. Insurers will usually want detailed information about the roof, chimneys, heating and nearby hazards.\n\n## Understand the roof\n\nKeep records of the thatching material, ridge type, age, repair history and the thatcher’s recommendations. Photographs and invoices help demonstrate maintenance. Arrange inspections by an appropriately experienced professional when the roof shows signs of wear.\n\n## Pay close attention to chimneys\n\nChimney condition, lining, height and maintenance are important. Arrange sweeping at an interval appropriate to the fuel and use, and keep evidence. Seek specialist advice before installing or changing a stove, fireplace or flue.\n\n## Reduce ignition risks\n\nUse suitable smoke detection and keep escape routes clear. Consider how bonfires, barbecues, fireworks and neighbouring activities could affect the roof. Electrical work should be completed and inspected by competent contractors.\n\n## Give insurers complete information\n\nDisclose extensions, solar panels, business use, paying guests, extended absences and nearby water or trees. Specialist cover is based on the individual building and its use.\n\nThis article is general information. Follow current fire-service and conservation guidance and obtain specialist advice for your property. Cover, conditions and limits depend on the selected policy and underwriting.